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6 Beds
3 Baths
1,924 sqft

$239,900

639 E Saint Charles DR, Crosby TX, 77532

Price per sqft$124.69
Built in1960
Property size1,924 sqft
Property typeResidential
Courtesy of BMJ Realty Group, Melinda Jackson Listing Contact: (512) 507-2850

Overview

Active

Listed Jun 18, 2026

Updated Aug 21

DUPLEX!! Both sides rented now but could live on one side and use the rent income from the other side to cover your mortgage! Roof replaced in November 2022. HVAC replaced in each unit in 2020 & 2021. Four bedroom fully remodeled just prior to current tenant move-in. Two bedroom remodeled prior to last tenant move-in around 2021. Washer and Dryer connections in Four Bedroom. Duplex is located at the end of long street so little traffic! Own it with far less cash down than a conventional purchase. 100% ownership, rights at 40% purchase price of expected appraised value. Not fractional ownership! You get all the ownership benefits and appreciation at a smaller entry price with Optimized Ownership which has been around for 50 years!! Optimized ownership structure with a low down payment and real flexibility. The list price is your Ownership Interest in the home. The seller holds most of the home's cost, so you don't finance or buy that part. Instead, you pay a monthly fee on it, and you can buy it out anytime at a price set at closing, or never. Sell anytime. Conventional, FHA, VA, and USDA financing accepted. Financing fee: $906 monthly plus your mortgage, if any. Much less than conventional payment on the same home with less cash in. Down payment is set by your mortgage, as little as $0 down. Estimates; final terms set at closing

$1,596/mo

Est. mortgage payment based on a $239,900 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
4536986

Interior Features

Bedrooms
6
Bathrooms
3
Cooling
Yes
Heating
Yes
Basement
No

Exterior Features

Lot Size
0.13 Acres

Other Property Details

Taxes
$3,515
Tax Frequency
Annually
MLS provider logo

Listings courtesy of Austin/Central Texas Realty Information Service as distributed by MLS GRID

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Based on information submitted to the MLS GRID as of 2:42 AM UTC on 8/21/2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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